Welcome to the Ruby Investment Tracker
“to acquire wealth is difficult, to preserve it more difficult, but to spend it wisely is most difficult of all”
– Edward Day.
What is Ruby?
The truth is, a market down turn is inevitable, but your exposure to it is not! You don’t have to live in retirement uncertainty. There IS a better way… Ruby (Investment Tracker). Ruby has your best interest to heart and its simple to implement. Just enter an email address (username), create a password and enter the ticker symbol (contact your Plan Administrator/Broker and request the info) of the funds you’re invested in. Set your threshold/risk tolerance level, how often you would like to receive alerts and save. Ruby will send you an alert based on your funds’ performance and your threshold.
Green: This is the amount of risk that you are comfortable with. Risk is typically measured in terms of volatility, or the frequency and range with which your portfolio holdings will fluctuate. Stocks are typically more volatile than mutual funds or bonds; however, what is green risk for one person may be red risk for another person. Take advantage of our Riskalyze tool to quantify the amount of risk that is appropriate for you. Our numbers will help provide an objective measure for what is otherwise a subjective risk assessment.
Yellow: Pay Attention Stay Informed. This represents the amount of negative return that starts to become concerning. While holdings will fluctuate naturally with time, some negative fluctuations are too large for some people while others are okay waiting for their returns to come back up. If your risk approaches the yellow territory, we will keep you informed. For most people, their yellow zone will be half of the risk that is produced for the red zone based on their Riskalyze numbers.
Red: Red Alert An Uncomfortable Risk Zone. This is the amount of negative return you absolutely do not want. Our Riskalyze tool will help to find this amount of risk and volatility that could possibly lead to this kind of negative fluctuation and will avoid it at all costs.